News Category: Financial Planning

In my experience in fund management over the past 30 years, political risk in portfolio management has traditionally been more associated with emerging market economies, rather than those in the developed world.

New freedoms over how you can use your pension money. Deciding what to do with your pension savings is an important step we will all have to take. Following changes introduced in April 2015, you now have more choice and flexibility than ever before over how and when you can take money from your pension […]

Welcome to our latest issue. At the time of publishing this issue, the outcome of the EU Referendum to decide whether Britain should leave or remain in the European Union had not been announced, so we’re unable to offer our commentary in this issue but we’ll assess the outcome and the impact on your financial […]

Providing your family with lasting benefits means taking preventative action now. Protecting your Estate is ultimately about securing more of your wealth for your loved ones and planning for what will happen after your death to make the lives of your loved ones much easier. Making sure that you’ve made plans for after you’re gone […]

The biggest risk to any investor is abandoning a long-term strategy based on short-term anxiety. The historic decision by the people of the UK to leave the European Union has no precedent. It will take time for the UK to re-establish relationships with Europe and the rest of the world. Most of Nestor’s clients are […]

A challenge in today’s economic climate Generating an income from savings is a challenge in today’s economic climate. Lower interest rates mean that it is cheaper to borrow money and people have more to spend, hopefully, stimulating the economy and reducing the risk of deflation. At no time prior to the March 2009 rate cut […]

Providing a financial safety net for your loved ones If you have loved ones who are dependent on you, life assurance can make sure that they’re taken care of financially if you die. So, whether you’re looking to provide a financial safety net for your loved ones, moving house, a first-time buyer looking to arrange your […]

When putting together an investment portfolio, there are a number of asset classes or types of investments that can be combined in different ways. The starting point is cash and the aim of employing the other asset classes is to achieve a better return than could be achieved by leaving all of the investments on […]

Making the most of your pension plans Few of us today remain in the same career throughout our working lives. The result is that many people may have a number of different pension pots from previous employers. Consolidating your pensions could increase your retirement funds and help you keep a closer eye on your savings. […]

Could you survive on savings or sick pay from work?  Have you ever wondered if you should plan for a time when you or your partner were unable to work for a while? No one likes to think that something bad will happen to them but, if you couldn’t work due to a serious illness, […]