Who we are
Nestor (‘we’ or ‘us’ or ‘our’) gather and process your personal information in accordance with this privacy notice and in compliance with the relevant data protection Regulation and law. Nestor act as the data controller and data processor. This notice provides you with the necessary information regarding your rights and obligations, and explains how, why and when we collect and process your personal data.

Nestor is a trading style of Nestor Financial Group Ltd. Nestor’s registered office is at Controlled House, Waterfold Business Park, Rochdale Road, Bury, BL9 7BR. We are registered on the Information Commissioner’s Office Register of Data Controllers under registration number Z365309X. We have an appointed data officer who can be contacted by post at the above address or by email at data@nestor.co.uk.

Information that we collect
The primary legal basis that we intend to use for the processing of your data is for your legitimate interests, however in situations where we need your consent we will not process your data without such consent.

We need to obtain personal information about you so that we can provide the information, financial services and financial advice that you have requested. Our services include financial planning and personal injury services (including welfare benefits advice and personal injury trusts). We will never collect any unnecessary personal data from you and do not process your information in any way, other than already specified in this notice.

We will normally obtain personal information directly from you in a face to face meeting but it may also be obtained by telephone, post or other means. In some instances we may receive your personal data from your legal representative but this is subject to your agreement with them to provide us with that information.

The information that we request will generally include your personal and financial information and, where relevant, information about your health, if it is necessary for the provision of our services. Categories of personal data will include the following:

  • Identity information, including your name and date of birth
  • Contact details, including address, email address and telephone numbers
  • Financial information, including your income & assets
  • Health and medical information, where relevant.

Where health or medical information (special category data) is required we’ll obtain your explicit consent in order to collect and process this information.

How we use it
We use this information to provide you with information, financial services and financial advice. For financial advice we analyse your current and future financial needs so that we can ensure that any advice takes due account of, and is suitable for, your circumstances. Your personal information will also be used for the ongoing administration and management of any products or policies that Nestor advises on.

We will not share your information with any other party except as indicated in this Privacy Notice or where required to do so by any statutory, governmental or regulatory body for legitimate purposes.

We keep your information securely for as long as we need to for the purpose of providing you with information, financial services and financial advice or for as long as we are required to by relevant regulations and legal obligations. Where you have received financial advice, Nestor will retain all client information indefinitely due to the regulatory requirements of the Financial Conduct Authority (FCA) and the legal risks associated with the provision of financial advice.

Your rights
You have the right to access any personal information that Nestor processes about you and to request information about:

  • What personal data we hold about you
  • The purposes of the processing
  • The categories of personal data concerned
  • The recipients to whom the personal data has/will be disclosed
  • How long we intend to store your personal data for
  • If we did not collect the data directly from you, information about the source.

If you believe that we hold any incomplete or inaccurate data about you, you have the right to ask us to correct and/or complete the information and we will strive to update/correct it as quickly as possible; unless there is a valid reason for not doing so, at which point you will be notified.

You also have the right to request erasure of your personal data or to restrict processing in accordance with data protection laws, as well as to object to the processing of your personal data.

Please note however as FCA regulated advisers we are required to retain records relevant to our advice to you and this can supersede your right to have all data deleted under the General Data Protection Regulation.

If we receive a request from you to exercise any of the above rights, we will ask you to verify your identity before acting on the relevant request; this is to ensure that your data is protected and kept secure.

Sharing or disclosing your personal information
We do not share or disclose any of your personal information without your consent, other than for the purposes specified in this notice or where there is a legal requirement. Nestor uses third parties to provide the below services and business functions, however all processors acting on our behalf only process your data in accordance with instructions from us and comply fully with this privacy notice, the data protection laws and any other appropriate confidentiality and security measures.

The categories of third party are listed below:

  • Insurance Providers
  • Banks & Building Societies
  • Pension Providers
  • Annuity Providers
  • Investment Providers
  • Discretionary Investment Managers
  • Investment Platforms
  • Providers of pension transfer comparison reports
  • Your benefits office
  • Compliance Advisers
  • Legal Advisers
  • Back Office System Providers
  • Third Party Software Providers
  • Accountants
  • Law firms, where we have received an introduction to you

We will not disclose your personal data to any third parties for marketing purposes. We can provide you with details of our third parties on request if required.

We may also share your personal information with third parties if:

  • We sell or buy any business or assets we will pass your personal information to the prospective seller or buyer of such business or assets;
  • We (or substantially all of our assets) are bought by a third party, personal information held by us will be one of the transferred assets.

Where necessary, to implement the service that you require, your personal information may be transferred to other countries outside the UK, but only to jurisdictions where suitable protection is in place.

Safeguarding Measures
Nestor takes your privacy seriously and we take every reasonable measure and precaution to protect and secure your personal data. We work hard to protect you and your information from unauthorised access, alteration, disclosure or destruction.

Consequences of not providing your data
You are not obligated to provide your personal information to Nestor, however, as this information is required for us to provide you with our services, we will not be able to offer some/all of our products or services without it.

Nestor only processes special category data where it is necessary for the provision of our services and to ensure that any financial services product is suitable.

Nestor website
This privacy notice also relates to the Nestor website, www.nestor.co.uk. Via the website we collect the following personal information:

  • Your email address – if you choose to provide it

With your consent we will use your email address to send you:

  • Our e-newsletter
  • Relevant updates relating to our industry
  • Invitations to events

You can unsubscribe from this service at any time.

When someone visits our website, we use a third party service, Google Analytics, to collect standard internet log information and details of visitor behaviour patterns. We do this to find out things such as the number of visitors to the various parts of the site. This information is only processed in a way which does not identify anyone. We do not make, and Google does not make, any attempt to find out the identities of those visiting our website.

Link to other websites
Our website may contain links to enable you to visit other websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites, and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Cookie Policy
Nestor has a separate cookie policy which can be found at www.nestor.co.uk/cookies

Nestor only processes your personal information in compliance with this privacy notice and in accordance with the relevant data protection Regulation and law. If, however you wish to raise a complaint regarding the processing of your personal data or are unsatisfied with how we have handled your information, you have the right to lodge a complaint with the supervisory authority, which in the United Kingdom is the Information Commissioner’s Office. They can be contacted as per the details below:

Information Commissioner’s Office
Address: Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF
Telephone: 0303 123 1113
Online: www.ico.org.uk/concerns